Discounted premiums when a prior policy qualifies. Change the numbers and hit Calculate to see it work — on your live site it's branded to you and uses your state's exact rates.
Discounted premiums when a prior policy qualifies
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When a property was insured recently, the owner may qualify for a reissue or substitution rate that lowers the premium on a refinance or resale. This calculator estimates that discounted rate so borrowers see the savings.
Showing reissue savings on your website helps lenders and borrowers choose you for refinances — a segment many title companies leave on the table.
A discounted title premium available when a prior owner's policy exists within your state's lookback window. The calculator estimates the reduced amount.
Yes — refinances are the most common reissue scenario. Borrowers often qualify for a lower lender's premium, and this shows it instantly.
We configure the lookback period and discount to your state's rules so the estimate is accurate for your market.