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Reissue & Refinance Rate Calculator for Your Website

Discounted premiums when a prior policy qualifies. Change the numbers and hit Calculate to see it work — on your live site it's branded to you and uses your state's exact rates.

Reissue & Refinance Rate Calculator

Discounted premiums when a prior policy qualifies

Live preview — try changing the numbers

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About this calculator

How the reissue & refinance calculator works

When a property was insured recently, the owner may qualify for a reissue or substitution rate that lowers the premium on a refinance or resale. This calculator estimates that discounted rate so borrowers see the savings.

Showing reissue savings on your website helps lenders and borrowers choose you for refinances — a segment many title companies leave on the table.

What is a reissue rate?

A discounted title premium available when a prior owner's policy exists within your state's lookback window. The calculator estimates the reduced amount.

Does this apply to refinances?

Yes — refinances are the most common reissue scenario. Borrowers often qualify for a lower lender's premium, and this shows it instantly.

How do you know my state's reissue rules?

We configure the lookback period and discount to your state's rules so the estimate is accurate for your market.

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