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Built for Michigan closings
This page is for Michigan title agencies, escrow offices and closing attorneys who need a new website or a rebuild of the one they have. It explains how we design a Michigan title company website, which calculators and online forms are included, and what the monthly cost is. We build websites for the title industry and nothing else, and every Michigan project starts with the state rules below.
Michigan title insurance rates are filed by each underwriter with the Department of Insurance and Financial Services, and title companies conduct the closing. By custom the seller pays for the owner’s policy, and the seller also pays both of Michigan’s transfer taxes: a state real estate transfer tax and a smaller county transfer tax, each computed on the consideration and collected when the register of deeds records the deed.
That puts an unusual amount of the closing cost on the seller’s side, and it makes the seller net sheet the tool a Michigan listing agent uses most. A net sheet that charges the seller only a commission and a payoff is thousands of dollars too optimistic; a site that gets it right is one an agent sends to every seller.
- Filed premium rates configured to your underwriter
- State and county transfer taxes computed on the consideration, charged to the seller
- Owner's premium on the seller's side by default
- Register of deeds fees by county
- Local SEO for Metro Detroit, Grand Rapids, Ann Arbor, Lansing and the lakeshore
- Buyer cash-to-close that reflects what the buyer actually pays in Michigan
Calculators built for Michigan, fitted to your site
Custom calculators are the core of what we do. Each one we build for a Michigan agency runs on Michigan’s actual rules — filed premium schedules, the state real estate transfer tax and the county transfer tax that both land on the seller, register of deeds fees by county, and the seller-pays-owner's custom — and is styled to your brand and placed in your own page layout, rather than embedded as a generic widget with your logo pasted on top.
Choose the tools that match your Michigan workflow. These six are the ones Michigan agencies ask for first; fourteen are available.
Title Insurance Calculator
Owner's & lender's premiums at Michigan's filed rates.
Open calculator →Closing Cost Calculator
Full buyer/seller breakdown — title, taxes, recording, and settlement fees.
Open calculator →Transfer Tax Calculator
State & county transfer taxes and stamps, by location.
Open calculator →Seller Net Sheet
What the seller walks away with after commission, payoff & closing costs.
Open calculator →Buyer Cash-to-Close
Everything a buyer needs at the table — down payment, prepaids, and closing costs.
Open calculator →Contract Deadline Calculator
Every deadline in the Michigan purchase contract — inspection, financing, title, closing — as calendar dates from the effective date.
Open calculator →Michigan-specific from day one
Two transfer taxes on the seller
Michigan charges a state transfer tax and a county transfer tax, both paid by the seller at recording. The net sheet carries both.
Seller pays the owner’s policy
Michigan custom puts the owner’s premium on the seller. Net sheets that miss it overstate what the seller walks away with.
Metro Detroit to the lakeshore
Wayne, Oakland and Macomb are one market; Grand Rapids and the lakeshore are another. Each gets its own page.
Forms that do the back-and-forth for you
Intake forms live on your Michigan site, so an agent opens the order, a lender requests what they need and the buyer and seller complete their sheets online instead of by email. Each submission arrives as a finished PDF that goes straight into the file in your title software. Every form carries your branding and works on a phone. The six below are the most used by Michigan agencies; eleven are available.
Submit a Contract
Clients upload a signed purchase contract and any addenda — you open the file and start title work right away.
Open form →Buyer Information Sheet
Buyers complete intake online and you receive it as a PDF — or they download it to fill out by hand.
Open form →Seller Information Sheet
Sellers complete intake online and you receive a PDF — or download it to complete on paper.
Open form →Payoff Authorization
Sellers and refinancers e-sign to authorize a payoff request — so net sheets are accurate and prior liens clear at closing.
Open form →Open a Title Order
Agents and lenders open a new file in one step — property, parties, lender, and closing date. No back-and-forth emails.
Open form →Secure Document Upload
Clients upload IDs, payoffs, and sensitive documents through an encrypted portal.
Open form →The Michigan seller net sheet is a heavier document than most
In many states the seller’s closing costs are a commission, a payoff and a few fees. In Michigan the seller also pays the owner’s title premium and two transfer taxes, and on a typical suburban sale those three lines together are a meaningful fraction of the equity. Sellers who moved in from a buyer-pays state are surprised, and the listing agent is the one who has to explain it.
A net sheet on your site that carries the owner’s premium at your filed rate, the state transfer tax and the county transfer tax, and shows the arithmetic, is the tool that makes that conversation easy. It is also the tool that gets your agency named on the listing, because the agent produced it on your site.
We build it to Michigan’s numbers, keep the tax rates current, and pair it with a buyer cash-to-close that reflects the lighter buyer’s side.
Detroit, Grand Rapids and the places between
Wayne, Oakland and Macomb counties are the Detroit metro, a large market with deep Realtor relationships where the site’s job is to be the easiest agency for an agent to open a file with. Kent and Ottawa counties are Grand Rapids and the lakeshore, a growing market with its own agents and lenders and a second-home component along Lake Michigan. Washtenaw is Ann Arbor, Ingham is Lansing, Genesee is Flint; each has its own institutions and its own search behavior.
A page for each county you close in, written for that county rather than duplicated, is what ranks. The Detroit pages lead with the order form and the net sheet. The lakeshore pages speak to second-home buyers and remote sellers. The university-town pages know their calendars.
The calculators and the order form travel with every page, so the site works as one funnel wherever the visitor comes in.
One flat monthly fee, no contracts
Add-Ons & Widgets
- Title & closing-cost calculators at Michigan rates
- Seller net sheet calculator
- Online forms & “Order Title” intake
- Branded to your company
Grow
- Custom 25-page website, content migrated
- All 14 calculators, forms & order intake
- Location pages for your counties
- Secure ADA-compliant hosting & local SEO
Dominate
- Everything in Grow, on a 50-page site
- 2 monthly blog posts & Google review automation
- Google & Facebook ads management
- CRM, online payments & priority support
No setup fee, no long-term contract, 60-day money-back guarantee. Full plan comparison →
Michigan title website questions
What transfer taxes does Michigan charge?
A state real estate transfer tax and a county real estate transfer tax, both computed on the consideration and both customarily paid by the seller at recording. Our seller net sheet includes both.
Who pays for the owner's title policy in Michigan?
The seller, by custom; the buyer pays for the lender’s policy. The calculators default to that and can be changed per deal.
How are Michigan title rates regulated?
Each underwriter files its rates with the Michigan Department of Insurance and Financial Services. Premiums differ between underwriters, so the calculators are configured to yours.
Who conducts closings in Michigan?
Title companies. The site is built around title-company closing: order intake, contract upload, document exchange and a contact for the closer on every page.
Can you build separate pages for Metro Detroit counties?
Yes. Wayne, Oakland and Macomb each get their own page, alongside Washtenaw, Kent, Ottawa, Genesee, Ingham and any other county you serve.
What does a Michigan title website cost?
Calculators and forms added to an existing site start at $75 a month; a full custom site with hosting and local SEO is $150 a month. No long-term contract.
We already have a Michigan title company website. Can you redesign it?
Yes, and that is the most common project. We move your existing content over, preserve your page addresses so your Google rankings carry across, add the Michigan calculators and intake forms, and host the new site on secure, ADA-compliant hosting. If you want to keep the site you have, the $75 plan adds the tools to it as-is.
State real estate transfer tax under MCL 207.521 et seq.; county transfer tax under MCL 207.501 et seq. Verify current rates, register of deeds fees and filed premiums before relying on any figure.
Related pages
Title company website design →
Our core white-glove website service for title agencies.
Title insurance calculators →
14 calculators built into your site.
Title company SEO →
Rank in the counties you close in.
We build for title agencies in all 50 states. Largest Michigan markets we work in: Wayne, Oakland, Macomb, Kent, Washtenaw, Genesee and Ottawa counties. Building nearby? Ohio · Indiana · Wisconsin · Illinois · All 50 states →