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Title company websites, state by state

Title insurance is regulated state by state, and a title website has to follow suit: promulgated rates in one state, a rating bureau in the next, attorney closings here, escrow officers there, a transfer tax that is zero in Arizona and more than four percent in Delaware. Pick your state to see how we build for it.

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West

West title company websites

Alaska →

Escrow closings, recording districts rather than counties, no transfer tax, and remote signings.

Arizona →

Filed rates, escrow closings, and a transfer tax that is constitutionally zero.

California →

Escrow-run closings, county and city transfer taxes, and customs that flip north to south.

Colorado →

Title-company closings, contract Dates and Deadlines, no state transfer tax, and mountain-town exceptions.

Hawaii →

Escrow closings, Land Court and Regular System recording, a graduated conveyance tax, HARPTA, and leasehold.

Idaho →

Escrow closings, no transfer tax, and a non-disclosure state where your calculator is the only public number.

Montana →

Escrow closings, no transfer tax, the Realty Transfer Certificate, and land, water and mineral questions.

Nevada →

Escrow closings, a transfer tax that is higher in Clark and Washoe, and a California-relocation market.

New Mexico →

Promulgated premiums like Florida and Texas, no transfer tax, and land-grant and water-right questions.

Oregon →

Escrow closings, a constitutional ban on transfer taxes with one grandfathered county, and a Bend relocation market.

Texas →

Promulgated premiums, T-forms and endorsements, and no transfer tax at all.

Utah →

Escrow closings, no transfer tax, and a non-disclosure state where your calculator is the only public number.

Washington →

Escrow closings, a graduated excise tax that reaches 3%, and Seattle-area price tiers that matter.

Wyoming →

No transfer tax, a non-disclosure state, minerals on every rural order, and the Jackson Hole market.

Why one national template does not work for title websites

Most website vendors treat a title company like any other local business: a homepage, a services page, a contact form. But the thing a title company’s customers actually want from the site is a number — what will title insurance cost, what will the seller net, what are the transfer taxes — and that number is governed by state law. Florida and Texas promulgate rates, so every agency quotes the same premium. Pennsylvania and New Jersey run rating bureaus. Most other states let each underwriter file its own schedule, so the quote depends on who you write with. Iowa does not allow private title insurance at all.

Layer on the closing model — escrow officers in the West, attorneys across New England and the Southeast, abstractors in the Plains — and the tax stack, which ranges from nothing to a graduated excise on every sale, and you have fifty different websites, not one. That is what these pages are for: each one explains how we build for that state, which calculators matter there, and what the site has to get right for local Realtors and lenders to trust it.

What every state page covers

How rates are regulated and who sets them; whether closings run through escrow, an attorney, or a title agent; the state and local transfer taxes and who customarily pays them; the counties or parishes we target for local search; the six calculators we recommend for that market; and pricing. If your state is not covered the way you expected, ask us — the rate engine underneath every calculator already covers all fifty.

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