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Built for Virginia closings
If you run a title agency, escrow company or real estate law practice in Virginia and need a website built — or your current one rebuilt — this page covers what we build into a Virginia title company website, the calculators and forms that come with it, and what it costs. Every site we design is built for the title industry only, and every Virginia build starts from the rules below.
Virginia title insurance rates are filed with the Bureau of Insurance by each underwriter, and settlements are conducted by title and settlement agents registered under the Real Estate Settlement Agents Act as well as by attorneys, so the title company is the consumer’s main point of contact in most of the state. The buyer customarily pays for the owner’s policy.
The tax structure has two sides. The buyer pays a state recordation tax on the deed and on the deed of trust, plus a local recordation tax set at a fraction of the state rate. The seller pays a grantor tax on the deed, with an additional regional grantor tax in Northern Virginia and Hampton Roads that funds transportation. And Virginia’s thirty-eight independent cities sit outside any county, each with its own circuit court clerk and fee schedule, which is a detail every national calculator gets wrong.
- Filed premium rates configured to your underwriter
- State and local recordation tax on the deed and the deed of trust, charged to the buyer
- Grantor tax on the seller, with the Northern Virginia and Hampton Roads regional additions
- Circuit court clerk fees by county and independent city
- Local SEO for Northern Virginia, Richmond, Hampton Roads, Charlottesville and Roanoke
- Seller net sheets and buyer cash-to-close that put each tax on the right side
Calculators built for Virginia, fitted to your site
This is the part we specialize in. Every calculator we put on a Virginia title website is configured to Virginia’s own numbers — filed premium schedules, the state and local recordation taxes the buyer pays on the deed and the deed of trust, the grantor tax the seller pays with the regional additions in Northern Virginia and Hampton Roads, and circuit court clerk fees in a state where cities are not part of counties — not a national average with the state name swapped in. We build each one to match your branding and drop it into your site’s layout, so it looks like it was always there, not like a widget bolted on.
Pick the tools that fit how you close in Virginia. Here are the six we recommend most for Virginia agencies; there are fourteen in total.
Title Insurance Calculator
Owner's & lender's premiums at Virginia's filed rates.
Open calculator →Closing Cost Calculator
Full buyer/seller breakdown — title, taxes, recording, and settlement fees.
Open calculator →Transfer Tax Calculator
State & county transfer taxes and stamps, by location.
Open calculator →Mortgage / Recordation Tax
Mortgage, intangible, and recording taxes calculated on the loan amount.
Open calculator →Seller Net Sheet
What the seller walks away with after commission, payoff & closing costs.
Open calculator →Buyer Cash-to-Close
Everything a buyer needs at the table — down payment, prepaids, and closing costs.
Open calculator →Virginia-specific from day one
Recordation tax on the buyer, grantor tax on the seller
Virginia splits its taxes by kind. The buyer pays state and local recordation tax on the deed and the loan; the seller pays the grantor tax. Each estimate carries its own.
Settlement agents under RESA
Virginia lets registered lay settlement agents conduct closings alongside attorneys. The site is built for the title and settlement company.
Counties and independent cities
Virginia’s cities are not inside counties. Richmond, Norfolk, Virginia Beach and Alexandria each get their own page and their own fee table.
Forms that do the back-and-forth for you
Built into your Virginia site so agents, lenders, buyers and sellers submit everything online — no email tag, no paper chase. Every submission comes back to you as a completed PDF, ready to drop into the file in whatever title software you use. Branded to you and mobile-friendly. These six are the ones Virginia agencies use most; there are eleven in total.
Submit a Contract
Clients upload a signed purchase contract and any addenda — you open the file and start title work right away.
Open form →Buyer Information Sheet
Buyers complete intake online and you receive it as a PDF — or they download it to fill out by hand.
Open form →Seller Information Sheet
Sellers complete intake online and you receive a PDF — or download it to complete on paper.
Open form →Payoff Authorization
Sellers and refinancers e-sign to authorize a payoff request — so net sheets are accurate and prior liens clear at closing.
Open form →Open a Title Order
Agents and lenders open a new file in one step — property, parties, lender, and closing date. No back-and-forth emails.
Open form →Secure Document Upload
Clients upload IDs, payoffs, and sensitive documents through an encrypted portal.
Open form →Two taxes, two sides, and a third layer in the north and at the coast
A Virginia buyer pays recordation tax twice, once on the deed and once on the deed of trust, at the state rate plus the local share. A Virginia seller pays the grantor tax on the deed. In the Northern Virginia and Hampton Roads localities that fund regional transportation authorities, the seller also pays a regional grantor tax on top. A calculator built for a one-tax state gets the number, the side or the region wrong.
Ours computes the buyer’s recordation taxes on the price and the loan, the seller’s grantor tax on the price, adds the regional tax when the property is in a locality that levies it, and puts each on the side of the statement where Virginia puts it. The buyer cash-to-close and the seller net sheet agree with the settlement statement because they were built from the same rules.
We keep the rates current when the General Assembly changes them, which it does.
Fairfax County is not Fairfax City, and Richmond is not in Henrico
Virginia’s independent cities are a legal fact with practical consequences: the City of Richmond has its own circuit court clerk and fee schedule separate from Henrico and Chesterfield counties around it; Norfolk, Virginia Beach, Chesapeake, Newport News and Hampton are all cities and none is in a county; Alexandria and Fairfax City sit as islands. Recording fees, and sometimes local tax rates, follow the jurisdiction the property is actually in.
Our location pages and fee tables are built by jurisdiction, city or county, and the calculators apply the right clerk’s fees. Northern Virginia — Fairfax, Loudoun, Prince William, Arlington, Alexandria — is a high-volume, high-price market tied to Washington where the site’s job is speed for agents and lenders. Richmond and its counties are steady and relationship-driven. Hampton Roads has the Navy and a large share of relocating buyers and VA loans. Charlottesville, Roanoke and the Valley have their own agents.
Each gets a page written for it, with the same calculators and the same settlement intake throughout.
One flat monthly fee, no contracts
Add-Ons & Widgets
- Title & closing-cost calculators at Virginia rates
- Seller net sheet calculator
- Online forms & “Order Title” intake
- Branded to your company
Grow
- Custom 25-page website, content migrated
- All 14 calculators, forms & order intake
- Location pages for your counties and independent cities
- Secure ADA-compliant hosting & local SEO
Dominate
- Everything in Grow, on a 50-page site
- 2 monthly blog posts & Google review automation
- Google & Facebook ads management
- CRM, online payments & priority support
Cancel anytime, 60-day money-back guarantee. See everything each plan includes →
Virginia title website questions
What taxes are charged on a Virginia real estate sale?
The buyer pays state and local recordation tax on the deed and on the deed of trust. The seller pays a grantor tax on the deed, with an additional regional grantor tax in Northern Virginia and Hampton Roads. Our calculators put each on the correct side.
Who conducts closings in Virginia?
Title and settlement agents registered under the Real Estate Settlement Agents Act, and attorneys. We build the site for the title and settlement company, with order intake and calculators aimed at Realtors and lenders.
How do independent cities affect a Virginia closing?
Virginia’s independent cities are not part of any county and have their own circuit court clerks and fee schedules. Our location pages and fee tables are organized by jurisdiction so the estimate uses the right clerk’s fees.
How are Virginia title rates regulated?
Each underwriter files its rates with the Virginia Bureau of Insurance. Premiums differ between underwriters, so the calculators are configured to yours.
Who pays for the owner's policy in Virginia?
The buyer customarily pays for the owner’s and lender’s policies. The calculators default to that and can be changed per deal.
Which Virginia markets can you target?
Fairfax, Loudoun, Prince William, Arlington and Alexandria, Richmond and its counties, Virginia Beach, Norfolk, Chesapeake and Hampton Roads, Charlottesville, Roanoke and any other jurisdiction you serve, each with its own page.
How much does a title company website cost in Virginia?
Adding the Virginia calculators and online forms to a site you already have is $75 a month. A custom 25-page title company website with every calculator, forms, hosting and local SEO is $150 a month; a 50-page build with monthly content and ads management is $399. No setup fee and no long-term contract.
Can you rebuild our existing Virginia title agency website?
Yes. Most of our Virginia builds replace an older site. We migrate your content, keep your URLs so you do not lose rankings, add the Virginia-configured calculators and forms, and launch on secure, ADA-compliant hosting. If you would rather keep your current site, the Add-Ons plan places the tools on it without a rebuild.
Recordation tax under Va. Code § 58.1-801 et seq.; grantor tax under § 58.1-802, with regional additions under §§ 58.1-802.3 and 58.1-802.4. Verify current rates, clerk fees and filed premiums before relying on any figure.
Related pages
Title company website design →
Our core white-glove website service for title agencies.
Title insurance calculators →
14 calculators built into your site.
Title company SEO →
Rank in the counties and independent cities you close in.
We build for title agencies in all 50 states. Largest Virginia markets we work in: Fairfax, Prince William, Loudoun, Virginia Beach, Chesterfield, Henrico, Richmond, Norfolk and Arlington. Building nearby? Maryland · North Carolina · West Virginia · Tennessee · Kentucky · All 50 states →