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Built for Kentucky closings
Looking for a website for your Kentucky title company, escrow company or real estate closing practice? Below is what goes into a Kentucky title website from us — the state-specific calculators, the intake forms, the local pages — and what it costs each month. Title companies are the only clients we build for, so the Kentucky rules below are where every design begins.
Kentucky title insurance rates are filed with the Kentucky Department of Insurance by each underwriter, and the closing market is shared between real estate attorneys and title agencies — often the same office wearing both hats. The buyer customarily pays for the owner’s policy, which is the reverse of the custom in several neighboring states and worth stating plainly on the site.
The seller pays a deed transfer tax to the county clerk at recording. It is a modest rate on the consideration, but it is on every Kentucky sale, and a seller net sheet that omits it — or a buyer estimate that charges it to the wrong side — is the kind of error a Realtor notices.
- Filed premium rates configured to your underwriter
- Deed transfer tax computed on the consideration, charged to the seller
- County clerk recording fees for deeds and mortgages
- Order intake that fits a law firm or a title agency
- Local SEO for Louisville, Lexington, Northern Kentucky and Bowling Green
- Seller net sheets accurate to Kentucky customs
Calculators built for Kentucky, fitted to your site
No two states price a closing the same way, so we never ship a generic calculator. For Kentucky that means tools built on filed premium schedules, the deed transfer tax the seller pays at recording, county clerk recording fees, and the buyer-pays-owner's custom that surprises sellers from other states, each designed in your colors and set into your site so an agent or lender sees your agency, not a third-party tool.
You choose which calculators go on the site. The six below are the ones Kentucky closers use most; all fourteen are available on any plan.
Title Insurance Calculator
Owner's & lender's premiums at Kentucky's filed rates.
Open calculator →Closing Cost Calculator
Full buyer/seller breakdown — title, taxes, recording, and settlement fees.
Open calculator →Transfer Tax Calculator
State & county transfer taxes and stamps, by location.
Open calculator →Seller Net Sheet
What the seller walks away with after commission, payoff & closing costs.
Open calculator →Buyer Cash-to-Close
Everything a buyer needs at the table — down payment, prepaids, and closing costs.
Open calculator →Contract Deadline Calculator
Every deadline in the Kentucky purchase contract — inspection, financing, title, closing — as calendar dates from the effective date.
Open calculator →Kentucky-specific from day one
Deed transfer tax
Kentucky collects a transfer tax on the deed, paid by the seller when the county clerk records it. It sits on every net sheet.
Attorneys and agents both close
Kentucky closings run through law firms and through title agencies. The site is built for whichever you are.
Louisville, Lexington, NKY
Three metros with three sets of agents. Each gets a page, including the Northern Kentucky counties that look toward Cincinnati.
Forms that do the back-and-forth for you
Every Kentucky build includes online intake: the order form, the contract upload and the buyer and seller sheets are on your site, branded to you, and each one lands in your inbox as a completed PDF ready for the file. No retyping and no chasing signatures by email. These are the six Kentucky agencies rely on most, out of eleven in total.
Submit a Contract
Clients upload a signed purchase contract and any addenda — you open the file and start title work right away.
Open form →Buyer Information Sheet
Buyers complete intake online and you receive it as a PDF — or they download it to fill out by hand.
Open form →Seller Information Sheet
Sellers complete intake online and you receive a PDF — or download it to complete on paper.
Open form →Payoff Authorization
Sellers and refinancers e-sign to authorize a payoff request — so net sheets are accurate and prior liens clear at closing.
Open form →Open a Title Order
Agents and lenders open a new file in one step — property, parties, lender, and closing date. No back-and-forth emails.
Open form →Secure Document Upload
Clients upload IDs, payoffs, and sensitive documents through an encrypted portal.
Open form →Buyer pays the owner’s policy here, and the site should say so
In Kentucky the buyer customarily pays for the owner’s title policy as well as the lender’s. Buyers relocating from Ohio or Indiana, where the seller usually pays, arrive expecting the seller to cover it, and sellers relocating in from those states expect to owe it. The confusion shows up at the listing appointment and again at the closing table.
A buyer cash-to-close calculator that charges the owner’s premium to the buyer by default, and a seller net sheet that does not, resolves it before anyone asks. Both carry a switch for the deals where the parties negotiate it differently, and both show the deed transfer tax on the seller’s side where Kentucky puts it.
That is a small thing to build and a large thing for an agent to be able to send a client without a call.
Three metros, and Northern Kentucky is really a fourth state
Louisville and Jefferson County are the volume market, with a deep bench of attorneys and agencies competing on Realtor relationships. Lexington and Fayette County are a steady market with a distinctive horse-farm and land component. Boone, Kenton and Campbell counties are Northern Kentucky, and their agents and lenders work across the river in Cincinnati every day.
Northern Kentucky agencies need what Kansas City agencies need: a site that prices the neighboring state too. We build the Kentucky site with the Kentucky rules and, for NKY firms, an Ohio-configured calculator beside it so the same net sheet handles a Fort Mitchell listing and a Hyde Park listing.
Bowling Green, Owensboro, Paducah and Elizabethtown each get their own page when you serve them. Every page carries the calculators and the order form, so the site is one funnel with a front door in each market.
One flat monthly fee, no contracts
Add-Ons & Widgets
- Title & closing-cost calculators at Kentucky rates
- Seller net sheet calculator
- Online forms & “Order Title” intake
- Branded to your company
Grow
- Custom 25-page website, content migrated
- All 14 calculators, forms & order intake
- Location pages for your counties
- Secure ADA-compliant hosting & local SEO
Dominate
- Everything in Grow, on a 50-page site
- 2 monthly blog posts & Google review automation
- Google & Facebook ads management
- CRM, online payments & priority support
Month to month, cancel anytime, backed by a 60-day money-back guarantee. Compare the three plans in detail →
Kentucky title website questions
Who pays for the owner's title policy in Kentucky?
The buyer, by custom, along with the lender’s policy. Our calculators default to that and can be switched when the parties negotiate otherwise.
Does Kentucky have a transfer tax?
Yes. A deed transfer tax is computed on the consideration and paid by the seller to the county clerk at recording. The seller net sheet includes it.
How are Kentucky title insurance rates regulated?
Each underwriter files its rates with the Kentucky Department of Insurance. Premiums differ between underwriters, so the calculators are configured to yours.
Do you build for real estate attorneys as well as title agencies?
Yes. Kentucky closings run through both, and the order form, document exchange and calculators work the same way for a law firm as for an agency.
Can a Northern Kentucky site price Ohio closings too?
Yes. For Boone, Kenton and Campbell County firms we add an Ohio-configured calculator alongside the Kentucky one so the same site handles both sides of the river.
Which Kentucky markets can you target?
Louisville, Lexington, Northern Kentucky, Bowling Green, Owensboro, Paducah, Elizabethtown and any other county you serve, each with its own page.
What are your prices for Kentucky title companies?
$75 a month for calculators and forms added to your current site, $150 a month for a full custom 25-page Kentucky title website with hosting and local SEO, or $399 a month for the 50-page plan with monthly content and ads. All plans are month to month with no setup fee.
Do you redesign existing title company sites in Kentucky?
We do. A redesign keeps what works — your content, your URLs and the rankings attached to them — and replaces the rest with a site built for Kentucky closings: state-configured calculators, online intake, county pages and secure hosting. Agencies that prefer to keep their current site can add the calculators and forms alone on the Add-Ons plan.
Real estate transfer tax under KRS 142.050. Verify current county clerk fees and filed premiums before relying on any figure.
Related pages
Title company website design →
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Title insurance calculators →
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Title company SEO →
Rank in the counties you close in.
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