New York-specific from day one
TIRSA-based premiums
Rates filed through TIRSA and approved by the Department of Financial Services.
Local SEO statewide
Rank in Kings, Queens, New York, Nassau and Suffolk counties.
Attorney-side intake
Order forms built for the attorneys who actually run New York closings.
Built for New York closings
New York title insurance rates are filed through the Title Insurance Rate Service Association (TIRSA) and approved by the New York State Department of Financial Services. That shared rate structure means your website is not competing on premium so much as on responsiveness.
New York also closes differently from most of the country. Closings are attorney-conducted, and a title closer attends to disburse and record. Your website's primary audience is therefore the real estate bar, not the consumer — and that should change almost every word on it.
- TIRSA-filed premium schedule
- New York State transfer tax at $2 per $500
- Mansion tax and NYC-specific handling where applicable
- Attorney-facing order intake and title report delivery
- Local SEO for your New York county and borough
- Seller net sheets accurate to New York closings
Your customer is the real estate bar
In New York the attorney runs the closing. The consumer does not choose the title company in most transactions — the attorney does, or accepts the one the lender or broker suggests. Every hour spent making your website persuasive to homebuyers is an hour spent on the wrong audience.
What a New York real estate attorney wants from your site is narrow and specific: order a title report without a phone call, see the status of a pending report, get a clean continuation, and reach a human who can clear an exception before a scheduled closing. A site that delivers those four things will out-produce a beautiful brochure site every time.
This is also why the calculator plays a different role here than in a promulgated state. Under a TIRSA-filed schedule the premium is largely predictable, so the calculator's value is speed and the credibility of getting the ancillary charges right, not price discovery.
Transfer taxes are where New York estimates go wrong
New York State imposes a real estate transfer tax of $2 per $500 of consideration. On top of that, New York City levies its own Real Property Transfer Tax, and the state's additional tax on higher-value residential transfers — commonly called the mansion tax — applies above a statutory threshold.
A calculator that applies only the state rate to a New York City transaction will understate the closing badly. Because those layers stack differently inside and outside the city, we configure the calculator to the counties and boroughs you actually close in rather than shipping one statewide default.
Common questions
Are the calculators accurate for New York?
Yes — we build them on the TIRSA-filed premium schedule and configure the transfer tax layers for the counties and boroughs you close in, including New York City's separate RPTT where it applies.
Who sets title insurance rates in New York?
Rates are filed through the Title Insurance Rate Service Association (TIRSA) and approved by the New York State Department of Financial Services.
What is the New York State transfer tax?
The state transfer tax is $2 per $500 of consideration. New York City levies an additional Real Property Transfer Tax, and an additional tax applies to higher-value residential transfers.
Is the site built for attorneys rather than consumers?
Yes, and deliberately. New York closings are attorney-conducted, so we build the order intake, report delivery and status tools around the real estate bar.
Can you target my specific New York county?
Yes — we build county and borough pages for the markets you close in, from Kings and Queens to Westchester and upstate counties.
Transfer tax rates per New York State Tax Law. NYC RPTT and the additional residential tax are separate impositions with their own thresholds — verify current rates before relying on any figure.
Related pages
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Calculators →
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Rank in the counties you close in.
We build for title agencies in all 50 states. Largest New York markets we work in: Kings, Queens, New York, Nassau and Suffolk counties.