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Built for Pennsylvania closings
Looking for a website for your Pennsylvania title company, escrow company or real estate closing practice? Below is what goes into a Pennsylvania title website from us — the state-specific calculators, the intake forms, the local pages — and what it costs each month. Title companies are the only clients we build for, so the Pennsylvania rules below are where every design begins.
Pennsylvania title insurance premiums are set by the Title Insurance Rating Bureau of Pennsylvania (TIRBOP) and approved by the Insurance Department, and they are all-inclusive: the premium covers the search, the examination and the settlement service, so a Pennsylvania quote is the whole title charge rather than a premium with fees stacked behind it. The manual also provides a reissue rate — a substantial discount when the property was insured within the prior ten years — that most refinances and many resales qualify for and that agencies leave on the table by not asking.
Realty transfer tax is one percent to the state plus a local share that is one percent in most municipalities, making two percent customarily split between buyer and seller. Philadelphia and Pittsburgh set their local share far higher, pushing the total past four percent in the city. Settlements are conducted by title agencies and settlement companies. We already run this exact rate engine in production for Pennsylvania clients, and it is the same one behind our public Pennsylvania calculator.
- TIRBOP all-inclusive premiums, current with the rate manual
- Reissue rate applied when the prior policy qualifies
- State and local realty transfer tax by municipality, split by custom
- Recorder of deeds fees by county
- Local SEO for Philadelphia, the collar counties, Pittsburgh, Lancaster, Harrisburg and the Lehigh Valley
- Seller net sheets and buyer cash-to-close that show the transfer tax split
Calculators built for Pennsylvania, fitted to your site
No two states price a closing the same way, so we never ship a generic calculator. For Pennsylvania that means tools built on the TIRBOP rate manual's all-inclusive premiums, the reissue rate on properties insured within the last ten years, the state realty transfer tax plus the local share that varies by municipality, and recorder of deeds fees by county, each designed in your colors and set into your site so an agent or lender sees your agency, not a third-party tool.
You choose which calculators go on the site. The six below are the ones Pennsylvania closers use most; all fourteen are available on any plan.
Title Insurance Calculator
Owner's & lender's premiums at Pennsylvania's TIRBOP rates.
Open calculator →Reissue & Refinance Rates
Discounted premiums when a prior policy or refinance qualifies.
Open calculator →Closing Cost Calculator
Full buyer/seller breakdown — title, taxes, recording, and settlement fees.
Open calculator →Transfer Tax Calculator
State & county transfer taxes and stamps, by location.
Open calculator →Seller Net Sheet
What the seller walks away with after commission, payoff & closing costs.
Open calculator →Buyer Cash-to-Close
Everything a buyer needs at the table — down payment, prepaids, and closing costs.
Open calculator →Built for Pennsylvania settlements
TIRBOP all-inclusive rates
Pennsylvania premiums come from the rating bureau’s manual and include search, examination and settlement. Quote the whole number, not a premium plus surprises.
The reissue rate
A property insured in the last ten years qualifies for a discounted premium. A calculator that asks the question wins the refinance.
2% here, 4%+ in Philadelphia
State realty transfer tax plus a local share that Philadelphia and Pittsburgh set far higher. The calculator knows each municipality.
Forms that do the back-and-forth for you
Every Pennsylvania build includes online intake: the order form, the contract upload and the buyer and seller sheets are on your site, branded to you, and each one lands in your inbox as a completed PDF ready for the file. No retyping and no chasing signatures by email. These are the six Pennsylvania agencies rely on most, out of eleven in total.
Submit a Contract
Clients upload a signed purchase contract and any addenda — you open the file and start title work right away.
Open form →Buyer Information Sheet
Buyers complete intake online and you receive it as a PDF — or they download it to fill out by hand.
Open form →Seller Information Sheet
Sellers complete intake online and you receive a PDF — or download it to complete on paper.
Open form →Payoff Authorization
Sellers and refinancers e-sign to authorize a payoff request — so net sheets are accurate and prior liens clear at closing.
Open form →Open a Title Order
Agents and lenders open a new file in one step — property, parties, lender, and closing date. No back-and-forth emails.
Open form →Secure Document Upload
Clients upload IDs, payoffs, and sensitive documents through an encrypted portal.
Open form →Ask about the prior policy, or leave the reissue rate on the table
The TIRBOP manual’s reissue rate is one of the best deals in title insurance: when the property was insured within the previous ten years, the new premium is discounted substantially. On a refinance it almost always applies. On a resale it often does. But it only applies if someone asks whether there was a prior policy, and a website calculator that does not ask quotes the full basic rate every time — overstating the cost and, when a competitor asks, losing the file.
Our Pennsylvania calculator asks. It quotes the basic rate or the reissue rate on the answer, shows the all-inclusive premium so the borrower sees the whole title charge, and pairs it with the transfer tax for the municipality and the county’s recorder fees.
That is a refinance-winning tool, and it belongs on the site of every Pennsylvania agency that wants lender referrals.
Philadelphia is a different tax jurisdiction from the county next door
Cross City Avenue from Philadelphia into Montgomery County and the realty transfer tax drops by more than half, because Philadelphia sets its local share far above the one percent that Montgomery, Bucks, Delaware and Chester use. Pittsburgh does the same in Allegheny County. A settlement company that closes in the city and the suburbs — which is every settlement company in the region — needs an estimate that knows which side of the line the property is on.
Ours does, by municipality, and splits the tax by the customary half-and-half with a switch for negotiated deals. Each county you settle in gets a page written for it: the city, the collar counties, Lancaster and the central counties, the Lehigh Valley, Pittsburgh and the western counties, each with the TIRBOP calculators and the order form on the page.
One Pennsylvania site, a front door in every county, the whole title charge quoted right.
One flat monthly fee, no contracts
Add-Ons & Widgets
- Title & closing-cost calculators at Pennsylvania rates
- Seller net sheet calculator
- Online forms & “Order Title” intake
- Branded to your company
Grow
- Custom 25-page website, content migrated
- All 14 calculators, forms & order intake
- Location pages for your counties
- Secure ADA-compliant hosting & local SEO
Dominate
- Everything in Grow, on a 50-page site
- 2 monthly blog posts & Google review automation
- Google & Facebook ads management
- CRM, online payments & priority support
Month to month, cancel anytime, backed by a 60-day money-back guarantee. Compare the three plans in detail →
Pennsylvania title website questions
How are Pennsylvania title insurance rates set?
By the Title Insurance Rating Bureau of Pennsylvania, whose rate manual is approved by the Insurance Department and used by every agency. The premiums are all-inclusive, covering search, examination and settlement. Our calculators use the current manual.
What is the reissue rate?
A discounted premium available when the property was insured under a prior policy within the previous ten years. It applies to most refinances and many resales. Our calculator asks about the prior policy and applies the reissue rate when it qualifies.
How much is the Pennsylvania realty transfer tax?
One percent to the state plus a local share, which is one percent in most municipalities for a total of two percent, customarily split between buyer and seller. Philadelphia and Pittsburgh set their local share much higher. Our calculator applies the correct total by municipality.
Who pays for the owner's policy in Pennsylvania?
The buyer customarily pays for the owner’s and lender’s policies; the transfer tax is customarily split. The calculators default to those customs.
Can you build pages for the collar counties and Pittsburgh separately?
Yes. Philadelphia, Montgomery, Bucks, Delaware, Chester, Allegheny, Lancaster, Lehigh, Dauphin and any other county you settle in each get a page written for that market.
Is this the same engine as your public Pennsylvania calculator?
Yes. The Pennsylvania title insurance calculator on this site runs on the TIRBOP schedule we deploy for clients, verified in production.
What are your prices for Pennsylvania title companies?
$75 a month for calculators and forms added to your current site, $150 a month for a full custom 25-page Pennsylvania title website with hosting and local SEO, or $399 a month for the 50-page plan with monthly content and ads. All plans are month to month with no setup fee.
Do you redesign existing title company sites in Pennsylvania?
We do. A redesign keeps what works — your content, your URLs and the rankings attached to them — and replaces the rest with a site built for Pennsylvania closings: state-configured calculators, online intake, county pages and secure hosting. Agencies that prefer to keep their current site can add the calculators and forms alone on the Add-Ons plan.
Rates under the TIRBOP Rate Manual as approved by the Pennsylvania Insurance Department; realty transfer tax under 72 P.S. § 8101-C et seq. and local ordinances. Verify current rates before relying on any figure.
Related pages
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