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Built for Iowa closings
If you run a title agency, escrow company or real estate law practice in Iowa and need a website built — or your current one rebuilt — this page covers what we build into an Iowa title company website, the calculators and forms that come with it, and what it costs. Every site we design is built for the title industry only, and every Iowa build starts from the rules below.
Iowa is the one state where a “title company website” cannot be a title insurance website, because Iowa does not permit private title insurance to be sold on Iowa land. Title protection comes from Iowa Title Guaranty, a state program under the Iowa Finance Authority, issued through participating abstractors, attorneys and closers. The businesses that compete for closings are abstract companies, real estate law firms and closing companies.
The underlying work is the abstract of title, continued by an abstractor and examined by an attorney who issues a title opinion; the guaranty certificate is issued on that opinion. The seller pays a real estate transfer tax at recording. Every one of those facts is different from the state next door, and the site should be built on them rather than on a national template that talks about premiums Iowa does not have.
- Iowa Title Guaranty owner and lender certificate fees
- Abstract continuation and title opinion cost estimates
- Real estate transfer tax computed on the consideration, paid by the seller
- County recorder fees for deeds and mortgages
- Order intake built for abstractors, attorneys and closers
- Local SEO for Des Moines, Cedar Rapids, the Quad Cities, Iowa City and beyond
Calculators built for Iowa, fitted to your site
This is the part we specialize in. Every calculator we put on an Iowa title website is configured to Iowa’s own numbers — Iowa Title Guaranty fees rather than a private premium, abstract continuation and attorney opinion costs, the real estate transfer tax paid by the seller, and county recorder fees — not a national average with the state name swapped in. We build each one to match your branding and drop it into your site’s layout, so it looks like it was always there, not like a widget bolted on.
Pick the tools that fit how you close in Iowa. Here are the six we recommend most for Iowa agencies; there are fourteen in total.
Title Insurance Calculator
Owner's & lender's premiums at Iowa's Iowa Title Guaranty rates.
Open calculator →Closing Cost Calculator
Full buyer/seller breakdown — title, taxes, recording, and settlement fees.
Open calculator →Transfer Tax Calculator
State & county transfer taxes and stamps, by location.
Open calculator →Seller Net Sheet
What the seller walks away with after commission, payoff & closing costs.
Open calculator →Buyer Cash-to-Close
Everything a buyer needs at the table — down payment, prepaids, and closing costs.
Open calculator →Contract Deadline Calculator
Every deadline in the Iowa purchase contract — inspection, financing, title, closing — as calendar dates from the effective date.
Open calculator →Built for Iowa, not for the other 49
Iowa Title Guaranty
Iowa prohibits private title insurance. The state’s own title guaranty is issued through participating abstractors, attorneys and closers. The site is built for them.
Abstracts and opinions
Iowa still runs on the abstract of title and the attorney’s title opinion. Order intake reflects that, not an escrow flow.
Transfer tax on the seller
Iowa’s real estate transfer tax is computed on the consideration and paid by the seller. The net sheet shows it.
Forms that do the back-and-forth for you
Built into your Iowa site so agents, lenders, buyers and sellers submit everything online — no email tag, no paper chase. Every submission comes back to you as a completed PDF, ready to drop into the file in whatever title software you use. Branded to you and mobile-friendly. These six are the ones Iowa agencies use most; there are eleven in total.
Submit a Contract
Clients upload a signed purchase contract and any addenda — you open the file and start title work right away.
Open form →Buyer Information Sheet
Buyers complete intake online and you receive it as a PDF — or they download it to fill out by hand.
Open form →Seller Information Sheet
Sellers complete intake online and you receive a PDF — or download it to complete on paper.
Open form →Payoff Authorization
Sellers and refinancers e-sign to authorize a payoff request — so net sheets are accurate and prior liens clear at closing.
Open form →Open a Title Order
Agents and lenders open a new file in one step — property, parties, lender, and closing date. No back-and-forth emails.
Open form →Secure Document Upload
Clients upload IDs, payoffs, and sensitive documents through an encrypted portal.
Open form →Why a national title template fails in Iowa on the first line
Almost every title website template opens with a title insurance calculator. In Iowa that is a page about a product the state does not allow. Iowa Code prohibits the sale of title insurance on Iowa real estate, and the market protection buyers and lenders rely on is the Iowa Title Guaranty certificate, issued by the state through participants and priced on its own schedule, with the abstract and the attorney’s opinion as the foundation underneath.
A lender moving into Iowa from another state, and a buyer relocating from one, both arrive expecting a premium, a policy and a title company. A site that explains in a paragraph that Iowa does it differently — and then shows them the actual numbers, the guaranty fee, the abstract continuation, the opinion, the transfer tax — is doing what no national vendor’s page can.
We build the calculators on Iowa Title Guaranty’s fee schedule and the transfer tax, and we write the site for the abstract company, the closing company or the law firm that is actually doing the work.
Abstractors, attorneys and closers each need a different front door
Iowa’s closing market is divided among three kinds of businesses, and they are searched for differently. Abstract companies are found by attorneys and lenders who need a continuation, and their pages should lead with turnaround, counties covered and ordering. Real estate law firms are found by buyers, sellers and agents who need an opinion and a closing, and their pages should lead with the closing process and the cost. Closing companies that coordinate the whole transaction are found by Realtors and lenders, and their pages should lead with the order form and the net sheet.
We build for whichever you are, and for the firms that are more than one. Each county you serve gets its own page — Polk, Linn, Scott, Johnson, Black Hawk, Dubuque, Story, Dallas and any other — written around that county’s recorder and market rather than duplicated.
Every page carries the same Iowa-built calculators, so the visitor can price the closing and place the order without a phone call.
One flat monthly fee, no contracts
Add-Ons & Widgets
- Title & closing-cost calculators at Iowa rates
- Seller net sheet calculator
- Online forms & “Order Title” intake
- Branded to your company
Grow
- Custom 25-page website, content migrated
- All 14 calculators, forms & order intake
- Location pages for your counties
- Secure ADA-compliant hosting & local SEO
Dominate
- Everything in Grow, on a 50-page site
- 2 monthly blog posts & Google review automation
- Google & Facebook ads management
- CRM, online payments & priority support
Cancel anytime, 60-day money-back guarantee. See everything each plan includes →
Iowa title website questions
Can a title company sell title insurance in Iowa?
No. Iowa prohibits private title insurance on Iowa real estate. Title protection is provided through Iowa Title Guaranty, a state program administered by the Iowa Finance Authority and issued through participating abstractors, attorneys and closers.
What does an Iowa closing involve instead of a title policy?
An abstract of title continued by an abstractor, a title opinion issued by an attorney after examining it, and an Iowa Title Guaranty certificate issued on the opinion for the owner and the lender. Our calculators estimate all three.
Does Iowa have a transfer tax?
Yes. A real estate transfer tax is computed on the consideration above a small exemption and is paid by the seller when the deed is recorded. The seller net sheet includes it.
Who is this site built for in Iowa?
Abstract companies, closing companies and real estate law firms that participate in Iowa Title Guaranty. The order intake and calculators fit each of those workflows.
Who pays for the guaranty certificates in Iowa?
Customs vary; commonly the seller furnishes the abstract continuation and the buyer pays for the title opinion and lender certificate, but the contract controls. The calculators default to your market’s custom.
Can you build county pages across Iowa?
Yes. Polk, Linn, Scott, Johnson, Black Hawk, Dubuque and any other county you serve each get a page written for that market.
How much does a title company website cost in Iowa?
Adding the Iowa calculators and online forms to a site you already have is $75 a month. A custom 25-page title company website with every calculator, forms, hosting and local SEO is $150 a month; a 50-page build with monthly content and ads management is $399. No setup fee and no long-term contract.
Can you rebuild our existing Iowa title agency website?
Yes. Most of our Iowa builds replace an older site. We migrate your content, keep your URLs so you do not lose rankings, add the Iowa-configured calculators and forms, and launch on secure, ADA-compliant hosting. If you would rather keep your current site, the Add-Ons plan places the tools on it without a rebuild.
Prohibition on title insurance under Iowa Code § 515.48; Iowa Title Guaranty under Iowa Code Chapter 16; transfer tax under Chapter 428A. Verify current fees and rates before relying on any figure.
Related pages
Title company website design →
Our core white-glove website service for title agencies.
Title insurance calculators →
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Title company SEO →
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