Honest comparison · 2026

Looking for a TitleCapture alternative?

Both companies quote title rates. The difference is what the quoting is attached to: TitleCapture sells a quoting platform, Title Engine sells the website your clients land on, with a 50-state rate engine and 14 calculators built into it. Here is the comparison with both sides' published figures, including where TitleCapture is the better choice — and if your current setup is working, we will tell you to keep it.

Side by side

Every figure below comes from each company's own published pricing page.

Title EngineTitleCapture
Setup feeNoneA one-time fee that mirrors your monthly licensing fee
Entry price$49/mo — calculators & forms on your existing site$99/mo (Website Builder)
Custom website$99/mo — 25-page custom build$199/mo (Essential)
ContractNone — cancel anytimeEssential and Engaged are an annual term, billed monthly
Rate engine50-state engine on promulgated/filed rates — 14 calculators: title, closing cost, net sheet, cash-to-close, transfer tax, recording fees, intangible tax, reissue/refinance, FIRPTA, proration, commercial and moreMulti-state rate quoting — their core product
Website includedYes at every tierWebsite Builder tier; quoting is the primary product
Original content2 original blog posts written for your agency each monthNot the focus of the product
Money-back guarantee60 daysNot published
You own the siteYes — domain in your nameAsk them directly, in writing

TitleCapture figures from titlecapture.com/pricing, checked August 2026. Prices change — verify both before you decide.

The three differences that actually matter

The annual term. TitleCapture's Essential and Engaged plans are an annual commitment billed monthly. That is not a criticism — it is how a lot of good software is sold — but it is the single most important thing to know before you sign, because it sets how long you live with the decision. Title Engine has no contract at any tier.

The setup fee. TitleCapture states a one-time setup fee that mirrors the monthly licensing fee for your platform. On the Essential plan that is roughly another $199 before you are live. Title Engine charges nothing to set up at any tier.

Where the quoting lives. This is the part most comparisons get wrong, so be precise when you evaluate both. Title Engine's calculators run on a 50-state rate engine using your state's exact promulgated or filed rates, and they sit on your public website where consumers and Realtors use them without calling you. Ask each vendor the same two questions: which states are covered on filed rates, and can a consumer run the quote themselves on your site without logging in.

Why agencies move to Title Engine

Four reasons agencies give us when they switch, in the order they usually say them.

The first-year number. No setup fee and no contract, against an annual term plus a setup fee that mirrors a month's licensing. On the entry plans that is a difference of roughly a thousand dollars before your site is even live, and you are not locked in for twelve months to find out whether it worked.

The rate engine is included, not the product you are buying. A 50-state engine on your state's exact promulgated or filed rates, with 14 calculators — title, closing cost, net sheet, cash-to-close, transfer tax, recording fees, intangible tax, reissue and refinance, FIRPTA, proration, commercial — built into your website at every tier rather than priced as a separate platform.

They are consumer-facing. The calculators sit on your public site, so a buyer or a Realtor runs their own numbers at two in the morning without calling your office — and lands on your brand while doing it. That is the difference between a quoting tool your staff uses and a website that brings you orders.

You own it. The domain stays in your name and the site is yours to take if you ever leave. Ask any vendor that question in writing before you sign, us included.

If your current site is fast, secure and Realtors are already finding you, we will tell you to keep it and just add calculators for $49 a month. We would rather do that than sell you a rebuild you do not need.

What to actually check before you sign

Get the total first-year number in writing. Monthly price, times twelve, plus the setup fee. Compare that single figure across vendors rather than comparing monthly prices, which is where most agencies mis-estimate the cost.

Ask who owns the domain and the content. Whichever vendor you choose, ask in writing and get the answer before you commit. A title agency should never have its own web presence hostage to a vendor relationship.

Ask what a change costs and how long it takes. Adding a county, updating a fee schedule or swapping a headshot should be routine. Find out what is metered and what is not.

Ask where the rate data comes from and who updates it. Promulgated and filed rates change. Whoever you buy from, you are the one who answers to a consumer for a wrong quote, so know how the schedule is maintained.

We will tell you if switching isn't worth it

Send us your current site. We will walk it, show you what we would change and what it would cost — and if the honest answer is to keep what you have and just add calculators for $49 a month, we will say that.

Sources: titletap.com/pricing · titlecapture.com/pricing · titlethrive.com/pricing · titleplatform.com/pricing · titleengine.com pricing. All figures checked August 2026. Prices change — verify before you decide.

Frequently asked questions

How much does TitleCapture cost?

TitleCapture publishes a Website Builder plan at $99/mo and an Essential plan at $199/mo, with higher Engaged tiers above that. It also states a one-time setup fee that mirrors your monthly licensing fee. Figures checked August 2026 — verify on their pricing page before deciding.

Does TitleCapture require a contract?

Their Essential and Engaged plans are an annual term billed monthly. Confirm the current terms with them directly, because this is the detail that most changes the real cost of the decision.

How is Title Engine priced by comparison?

$49/mo to add calculators and forms to a site you already have, $99/mo for a custom 25-page website, and $399/mo for a 50-page build. No setup fee, no contract, and a 60-day money-back guarantee.

What does TitleCapture do better?

They are built as a quoting and workflow platform first, so if your bottleneck is internal production software your processors work in all day, evaluate them on that. It is not a calculator gap — Title Engine runs a 50-state rate engine on promulgated and filed rates with 14 consumer-facing calculators built into your website.

What is the real difference between the two?

Both quote title rates. TitleCapture sells the quoting platform; Title Engine sells the website the quoting lives on, with a 50-state rate engine and 14 calculators included at every tier. Pick based on whether your problem is internal workflow or getting found and chosen online.

Do I own my website with Title Engine?

Yes — the domain stays in your name and the site is yours to take if you leave. Ask any vendor the same question in writing before you sign.

Is it worth switching?

Not always, and we will tell you if it isn't. If your current site is fast, secure and your referral partners can find you, the honest move may be to keep it and add calculators for $49 a month.

See both, then decide

Leave your name, phone and email. We'll show you a Title Engine build next to what you have now, and tell you honestly if TitleCapture is the better fit for your agency.

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